What is ICEA LION Motor Insurance?
Your car is more than a way to get around, it is part of how you work, live, and connect with the world. That’s why our Motor Insurance is built to protect it against the unexpected, from accidents and fire to theft, riots, and third-party claims
We offer solutions for both private and commercial vehicles, designed to support how you use your vehicle every day. So whether you're driving for business or personal use, you’re backed by a policy that works for your needs.
If your car, its accessories, or spare parts are stolen or damaged, your cover steps in. And if you accidentally cause harm to someone else or their property, we’ll handle that too.
You can choose from the following covers:
Comprehensive Cover
This is our most complete option. It covers damage to your own vehicle and property, theft, fire, and injuries or damage you may cause to others.
Third Party Only
This is the most basic cover. It protects you from costs if you damage someone else’s vehicle or property, or if someone is injured, but it does not cover your own car.
Third Party Fire and Theft
This gives you all the protection of Third Party Only, but adds cover in case your car is stolen or catches fire.
Motorcycle Insurance
Covers you if you use a motorbike for work or personal transport.
What’s Covered in ICEA LION’s Comprehensive Motor Insurance?
When the unexpected occurs, we have got you covered. Our extensive motor insurance allows you to drive confidently, assured that we’ll handle both the major and minor issues.
Here’s what’s included:
Damage, Theft or Loss
In Case of Injury or Loss of Life
Towing Assistance
Vehicle Valuation
Want More Protection?
Add extra cover on your plan for even more peace of mind:
- Riot, strike, or civil unrest (0.25% of car value)
- Political violence & terrorism (0.25% of value of the insured)
- Loss of use (up to 21 days at TZS 50,000/day)
- Excess protector (10% loading on the ordinary premium)
What’s Not Covered
Just so you know, here's what's not included:
- Loss of income due to car damage.
- Normal wear and tear, breakdowns, or tyre damage (unless part of a bigger accident).
- Damage from overloading or what is inside the car.
Why choose ICEA LION Motor Insurance?
Fully digital. Completely hassle-free.
Get a quote, buy your policy, and receive your digital motor certificate in minutes.
Protection you can count on.
Whether it’s a major accident or a minor bump, we help cover repair costs and losses so you don’t carry the financial burden alone.
No Blame? No Excess.
If you're not at fault in an accident and the police report proves it, you won't pay excess. It's one of the ways we stand by our customers when they need it most.
Choose the cover that fits you.
Need something simple? Go with Third Party. Want more peace of mind? Go Comprehensive. You decide what suits your life and budget.
Let’s Make a Plan That Works for You
